Financing your future home in Spain is not difficult although we strongly recommend you to contact several banks for the best offer possible prior purchasing your home. At SUN PROPERTIES Marbella we will be more than pleased to assist you in this process, from helping you with the right choice of bank to any legalities or translations if necessary.
Bank charges in mortgage lending or mortgage loans.
The most important commissions on mortgages are:
Expenses before a mortgage is granted.
The bank makes an appraisal for the apartment or premises that are to be mortgaged, sending an appraiser a request notice to the Property Registry to verify that there are no charges on the property that is to be mortgaged. The costs of these procedures are to be paid even if finally loan is not granted; these costs amount to around 200 euros depending basically on the value of the property.
Expenses to grant a mortgage.
Expenses in case of surrogacy, redemption and cancellation.
Rest assured that with SUN PROPERTIES Marbella our total support will always be available for any help and advice.